As part of bankruptcy, most people have to take a personal financial management course.

WHEN: The course must be completed after filing for bankruptcy. Most people complete the course before meeting with creditors.*

TOPICS: The course covers budgeting, managing money, using credit, and consumer resources.  More detail.

PROVIDERS: Any approved provider can be used. You do not have to use the same provider you used for credit counseling.

CERTIFICATE: Debtors receive a certificate of completion and should file paperwork with the court after finishing.

Relevant code sections: bankruptcy law