Certificate:   Our course certificate satisfies the second bankruptcy course requirement (or personal financial management course requirement) for both chapter 7 and chapter 13 filers. Our course is taken after filing bankruptcy. Upon finishing the internet course, you can print the certificate immediately. (We will also email/fax it.)

Filing of Certificates:   The law permits our company to file debtor education certificates with the court. We provide this service at no extra charge to either you or your attorney and we will file the certs within about one day of course completion. If you are close to your certificate filing deadline, for an additional $14.95, you can also select to have your certificate rush filed with the court (within two hours 24/7).

Time:   This is a two-hour course, as required by law. You can complete it all in one session, or take as many breaks as you want (the system saves your progress as you go).

Cost:  The internet course costs only $36 per household; there is no additional charge for married couples (filing jointly). We offer a money-back guarantee: we will provide a full refund up until when your certificate is generated, if you are not satisfied.

Prefer to Take the Course by Phone?   Start the phone course right away by calling 866-507-3232, or call customer service at (800) 516-2759 for more information.

Joint Filers:  Married couples filing jointly can take the course together or separately. (Individual certificates will be issued either way.)

Read-Along Audio Course:   Sit back and listen to the course modules as you progress through the web pages. This optional feature is only $4.95 per household. Pause and re-play as much as needed.

Have Additional Questions?  Read this FAQ or contact us by phone or email. More information is provided here: (disclosure form).

Course Topics

  • Saving Money
  • Managing Your Finances
  • Using Credit Cards
  • Buying Insurance